- All Risks
- Business Interruption
- Commercial Fire & Allied Perils
- Computer Insurance
- Contractors' All Risks
- Contractor's Plant & Machinery
- Electronic Equipment
- Employers' Liability
- Engineering / Machinery Breakdown
- Fidelity Guarantee
- Goods in Transit
- House and Contents (Home Insurance)
- Money Insurance
- Motor Vehicle Insurance
- Plate Glass (Sold with Fire & Allied Perils Policy)
- Public Liability
British Caribbean Insurance Company Limited (BCIC) is one of Jamaica 's leading general insurance companies, offering a comprehensive range of non-life products.
Loss or damage to the property insured as a result of accident or misfortune however caused and not otherwise excluded from the policy.
A guarantee to pay a sum of money in the event of failure to perform under the relevant contract.
Loss or damage to property following forcible and violent entry into or exit from premises.
Loss of gross profit/revenue due to reduction in turnover consequent upon the damage to the insured's premises by fire and/or allied perils.
Commercial Fire & Allied Perils
Any unforeseen and sudden physical loss or damage to data processing equipment, electronic accounting and invoicing machines, x-ray and ultrasonic instruments etc.
Contractors' All Risks
Unforeseen and sudden physical loss or damage to the contract works, construction, plant and machinery including removal of debris and professional fees. Legal Liability to the public may be covered.
Contractor's Plant & Machinery
Unforeseen and sudden physical loss or damage to electronic equipment including software and increased cost of working.
Engineering / Machinery Breakdown
Accidental loss or damage to machinery caused by electrical or mechanical breakdown.
Pecuniary losses, which result from acts of fraud and dishonesty committed by employees.
Goods in Transit
Accidental loss or damage to commercial goods whilst in transit.
House and Contents (Home Insurance)
Range of cover including fire , earthquake and other specified perils for loss or damage to building and contents with " All Risks " options for valuable property.
Loss or damage to money whilst on premises or in transit caused by fire, burglary and Acts of God.
Motor Vehicle Insurance
Cover for loss of/or damage to motor vehicles (car, bus, truck, etc.) and /or liabilities arising out of their use.
Plate Glass (Sold with Fire & Allied Perils Policy)
Accidental breakage to fixed glass contained in commercial property.
Legal liability for property damage, death or bodily injury sustained by other persons caused by negligent acts arising from the operations of the insured's business.